Patterns for Graph-Based Authorization in Banking.

Solving Complexity in Customer Access, Entitlements, and Delegation

Modern banking platforms are struggling under the weight of complex customer relationships, fraud risk, and multi-channel access demands. Traditional authorization models—RBAC, ABAC, DAC—are no longer enough.

In this paper, we explore how graph-based authorization offers a powerful, flexible alternative. Using real-world examples and industry-aligned frameworks, we examine how banks can use graph data models to unify customer access policies, strengthen fraud defences, and enable secure, customizable digital experiences.

This in-depth guide is for CTOs, architects, and digital product leaders who need to rethink their authorization foundations to support modern banking journeys.

Download to learn:

✔ The evolution of access control in banking

✔ How graph models enable context-aware authorization

✔ The role of ReBAC, NGAC, KBAC, and AI

✔ Practical patterns and deployment considerations

✔ How Ping Authorize users can extend their platform to support graph-based auth with help from ID Partners